{"id":142,"date":"2020-10-23T20:15:00","date_gmt":"2020-10-23T20:15:00","guid":{"rendered":"https:\/\/www.drljadam.com\/blog\/?p=142"},"modified":"2020-11-23T20:15:41","modified_gmt":"2020-11-23T20:15:41","slug":"should-you-get-dental-insurance-or-a-dental-discount-plan","status":"publish","type":"post","link":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/","title":{"rendered":"Should You Get Dental Insurance or a Dental Discount Plan?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582-300x200.jpg\" alt=\"smiling dentist in Worthington holding pink piggy bank \" class=\"wp-image-143\" srcset=\"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582-300x200.jpg 300w, https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582-768x512.jpg 768w, https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>Paying for your dental care can be a bit pricey sometimes, especially if you require a lot of treatment outside of your routine checkups and cleanings. Traditional <a href=\"https:\/\/www.drljadam.com\/new-patients.html\">dental insurance<\/a> can help you finance your dental care, but it\u2019s not your only option. Many dentists offer discount plans as an alternative. How are they different? Which one can save you more money? Continue reading as a dentist in Worthington discusses how to choose between dental insurance and a dental discount plan.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">How Dental Insurance Works<\/h2>\n\n\n\n<p>Most dental insurance plans provide you with a certain amount of benefits every year (known as your annual maximum) in exchange for a monthly premium. Once you\u2019ve paid a fairly small amount out-of-pocket, called a deductible, then your insurance company will cover a percentage of the cost of your treatment until you\u2019ve reached the annual maximum. They primarily cover preventive care, while restorative services like fillings and crowns are partially covered. Elective procedures, like teeth whitening, are almost never covered.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Dental Discount Plans Work<\/h2>\n\n\n\n<p>Dental discount plans are often easier to understand than traditional dental insurance. Instead of having to worry about deductibles and annual maximums, you\u2019ll typically just pay a flat yearly fee. Like insurance, preventive care is often fully or almost fully covered. However, discount plans may also reduce the cost of services that insurance doesn\u2019t cover, such as cosmetic work.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Which One Is Right for You?<\/h2>\n\n\n\n<p>The answer depends on your specific oral health needs. If you adamantly brush and floss daily and don\u2019t require much care outside of your routine checkups and cleanings, then a discount plan might be better for you than insurance. But if you had historically had oral health problems like cavities or gum infections, you\u2019ll probably need more restorative care, which a dental insurance plan is more likely to cover than a discount plan.<\/p>\n\n\n\n<p>You\u2019ll also have to consider where you plan on receiving care. Many dental insurance policies allow you to choose your own dentist, while a discount plan usually only works at one specific office. If you suspect you might have to be referred to an outside specialist, such as an oral surgeon to place dental implants, you might benefit more from insurance.<\/p>\n\n\n\n<p>If you need help deciding which option is right for you, don\u2019t be afraid to ask your dentist. Based on the state of your oral health, a member of their team can determine which choice would save you more money. They\u2019ll be happy to make your dental care more affordable!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">About the Author<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.drljadam.com\/meet-dr-lj.html\">Dr. LJ Adam<\/a> is a dentist in Worthington, PA who earned his Doctor of Dental Medicine degree in 2004 from the University of Pittsburgh School of Dental Medicine. His team will gladly maximize benefits from any dental insurance plan. They also offer a savings plan that nets you a 15% discount on most services for a low annual fee. Plus, they have a Gift Card Challenge, in which every patient (aged 16 and younger) who is cavity-free at their checkup is entered into a monthly drawing to win a gift card to Five Below<sup>\u00ae<\/sup>. To learn more about how to make your dental care more affordable, <a href=\"https:\/\/www.drljadam.com\/contact.html\">visit Dr. Adam\u2019s website<\/a> or call (724) 297-3446.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Paying for your dental care can be a bit pricey sometimes, especially if you require a lot of treatment outside of your routine checkups and cleanings. Traditional dental insurance can help you finance your dental care, but it\u2019s not your only option. Many dentists offer discount plans as an alternative. How are they different? Which [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-142","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dentist in Worthington | Dental Discount Plan vs. Dental Insurance<\/title>\n<meta name=\"description\" content=\"Can a dental discount plan save you more money than traditional dental insurance? A dentist in Worthington discusses the pros and cons of both.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dentist in Worthington | Dental Discount Plan vs. Dental Insurance\" \/>\n<meta property=\"og:description\" content=\"Can a dental discount plan save you more money than traditional dental insurance? A dentist in Worthington discusses the pros and cons of both.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/\" \/>\n<meta property=\"og:site_name\" content=\"Adam Associates Family Dental\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-23T20:15:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-11-23T20:15:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582-300x200.jpg\" \/>\n<meta name=\"author\" content=\"ljadam\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"ljadam\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/\",\"url\":\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/\",\"name\":\"Dentist in Worthington | Dental Discount Plan vs. Dental Insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.drljadam.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582-300x200.jpg\",\"datePublished\":\"2020-10-23T20:15:00+00:00\",\"dateModified\":\"2020-11-23T20:15:41+00:00\",\"author\":{\"@id\":\"https:\/\/www.drljadam.com\/blog\/#\/schema\/person\/6b402d3e7b515e81e115fa414615cc7e\"},\"description\":\"Can a dental discount plan save you more money than traditional dental insurance? A dentist in Worthington discusses the pros and cons of both.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#primaryimage\",\"url\":\"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582.jpg\",\"contentUrl\":\"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582.jpg\",\"width\":800,\"height\":533},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.drljadam.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Should You Get Dental Insurance or a Dental Discount Plan?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.drljadam.com\/blog\/#website\",\"url\":\"https:\/\/www.drljadam.com\/blog\/\",\"name\":\"Adam Associates Family Dental\",\"description\":\"Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.drljadam.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.drljadam.com\/blog\/#\/schema\/person\/6b402d3e7b515e81e115fa414615cc7e\",\"name\":\"ljadam\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.drljadam.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c8ddb2a2d2371fe2928df0a585d591caccd7483f0d8fbe2477f9c42ed59b643a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c8ddb2a2d2371fe2928df0a585d591caccd7483f0d8fbe2477f9c42ed59b643a?s=96&d=mm&r=g\",\"caption\":\"ljadam\"},\"url\":\"https:\/\/www.drljadam.com\/blog\/author\/ljadam\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Dentist in Worthington | Dental Discount Plan vs. Dental Insurance","description":"Can a dental discount plan save you more money than traditional dental insurance? A dentist in Worthington discusses the pros and cons of both.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/","og_locale":"en_US","og_type":"article","og_title":"Dentist in Worthington | Dental Discount Plan vs. Dental Insurance","og_description":"Can a dental discount plan save you more money than traditional dental insurance? A dentist in Worthington discusses the pros and cons of both.","og_url":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/","og_site_name":"Adam Associates Family Dental","article_published_time":"2020-10-23T20:15:00+00:00","article_modified_time":"2020-11-23T20:15:41+00:00","og_image":[{"url":"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582-300x200.jpg"}],"author":"ljadam","twitter_card":"summary_large_image","twitter_misc":{"Written by":"ljadam","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/","url":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/","name":"Dentist in Worthington | Dental Discount Plan vs. Dental Insurance","isPartOf":{"@id":"https:\/\/www.drljadam.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#primaryimage"},"image":{"@id":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#primaryimage"},"thumbnailUrl":"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582-300x200.jpg","datePublished":"2020-10-23T20:15:00+00:00","dateModified":"2020-11-23T20:15:41+00:00","author":{"@id":"https:\/\/www.drljadam.com\/blog\/#\/schema\/person\/6b402d3e7b515e81e115fa414615cc7e"},"description":"Can a dental discount plan save you more money than traditional dental insurance? A dentist in Worthington discusses the pros and cons of both.","breadcrumb":{"@id":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#primaryimage","url":"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582.jpg","contentUrl":"https:\/\/www.drljadam.com\/blog\/wp-content\/uploads\/2020\/11\/AdobeStock_148155082__1601665627_22582.jpg","width":800,"height":533},{"@type":"BreadcrumbList","@id":"https:\/\/www.drljadam.com\/blog\/2020\/10\/should-you-get-dental-insurance-or-a-dental-discount-plan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.drljadam.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Should You Get Dental Insurance or a Dental Discount Plan?"}]},{"@type":"WebSite","@id":"https:\/\/www.drljadam.com\/blog\/#website","url":"https:\/\/www.drljadam.com\/blog\/","name":"Adam Associates Family Dental","description":"Blog","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.drljadam.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.drljadam.com\/blog\/#\/schema\/person\/6b402d3e7b515e81e115fa414615cc7e","name":"ljadam","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.drljadam.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c8ddb2a2d2371fe2928df0a585d591caccd7483f0d8fbe2477f9c42ed59b643a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c8ddb2a2d2371fe2928df0a585d591caccd7483f0d8fbe2477f9c42ed59b643a?s=96&d=mm&r=g","caption":"ljadam"},"url":"https:\/\/www.drljadam.com\/blog\/author\/ljadam\/"}]}},"_links":{"self":[{"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/posts\/142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/comments?post=142"}],"version-history":[{"count":1,"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/posts\/142\/revisions"}],"predecessor-version":[{"id":144,"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/posts\/142\/revisions\/144"}],"wp:attachment":[{"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/media?parent=142"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/categories?post=142"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.drljadam.com\/blog\/wp-json\/wp\/v2\/tags?post=142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}